Credit
The consumer who takes out a consumer credit (personal loan, revolving credit, etc.) or a mortgage (mortgage, PTZ, PAS loan, PEL and CEL loan, etc.) has rights and obligations. Find all our advice for taking out a loan under the best conditions.
During repayment, he can make a request for renegotiation of credit or consolidation of credits. And in the event of serious financial difficulties, he may file an over-indebtedness file with an over-indebtedness commission.
SUBSCRIBE TO A CREDIT
Before granting you a loan Some basic advice before borrowingThe different costs of a loan On video Seniors: borrowing
OTHER TYPES OF CREDIT
About over-indebtedness
Over-indebtedness in a few figures
Prevention of over-indebtedness
Filing an over-indebtedness file: instructions for use
Proceedings before the Over-indebtedness Commission
Over-indebtedness: what has changed with the Lagarde law and the following reforms
In pictures
CREDIT RENEGOTIATION
- Renegotiation of credit in his bank
- Repurchase of real estate loan
- Grouping of credits
REAL ESTATE CREDIT
- The real estate loan
- On video
- The different types of home loans
- Real estate loan: the essentials to know
- The PTZ or PTZ+
- The Action Logement loan
- The social accession loan (PAS)
- The agreed loan
- Loans from social organizations
- The bridging loan
- The loan of the PEL and the CEL
- The zero rate eco-loan
OVER-INDEBTEDNESS
- About over-indebtedness
- Over-indebtedness in a few figures
- Prevention of over-indebtedness
- Filing an over-indebtedness file: instructions for use
- Proceedings before the Over-indebtedness Commission
- Over-indebtedness: what has changed with the Lagarde law and the following reforms
- In pictures